Hakim is the founder and director at French Digital and at London FrenchTech Hub and he is managing director at 4by90 consulting. He has led the digital strategy, mobile and online product functions at Barclays and Lloyds. Thus shaping and delivering the experience for mobile and online for 10+ million UK customers. For the past 3-4 years he has had a particular focus in Insurtech, AI in financial services, open banking, GDPR, Blockchain, and APIs based banking. He previously was CEO at diune – makers of Pictures the best photo gallery app on Android. And spend 9+ years as a senior exec at Vodafone.

What you will hear from Hakim:

Summary: Hakim will be discussing the boundaries and definition of Open Banking, PSD2, GDPR and the wider set of data that might be used to enhance banking propositions. He will review how some of the regulations complement and overlap each other.

He will then review the key timelines relating to open banking. Before taking a customer perspective and reviewing how customers might react to open banking, what might be the key drivers to drive adoption/lack of.

This will be followed by an analysis of the main financial services propositions that are expected post open banking/PSD2.

The status and key discussion points around the main regulations, especially the RTS and strong customer authentication will then be reviewed.

Finally, he will share his perspective on the future of open banking post the purely regulatory phase and the likely winners and losers.